Verified July 15, 2026

Methodology

We never publish a number we haven't checked. Every government figure and statutory fact comes from a single, dated source list — each with a link to the official source — so the same figure is identical everywhere it appears on the site and updates in one place.

One source of truth

Our pages don't contain hand-typed dollar amounts. They read from a single, dated list of verified figures, so nothing can quietly drift out of date in one corner of the site. We also run automated checks that flag anything overdue for a re-check and confirm the numbers stay internally consistent (for example, that the EI maximum weekly benefit still matches the rate and the maximum insurable earnings).

The full list of what we track and how often we re-check each figure is summarised in the disclaimer.

2026 snapshot

Figure	Value
CPP-D flat rate (monthly)	$610.46
CPP-D maximum (monthly)	$1,741.20
CPP-D avg new (monthly)	$1,234.68
EI sickness replacement	55%
EI max insurable earnings	$68,900.00
EI max weekly / max weeks	$729.00 / 26 wks
CPP death benefit	$2,500.00
Assuris death / monthly income	$1,000,000.00 / $5,000.00/mo
PACICC personal property	$500,000.00

Sources: Service Canada (CPP-D, EI, CPP survivor/death), Assuris protection table, PACICC FAQ. Last human verification: 2026-07-15.

Provincial reference data

All 13 provinces and territories have their own sourced entries for the auto system, the minimum coverage required by law, the regulator, workers' compensation, out-of-country health notes, and a summary of claim deadlines. Claim-deadline content is still under legal review before we publish it as authoritative for your province.

See it in use on the provincial auto guides, where every figure shows its source and the date we last checked it.

What we never assert

Market premiums or “typical” quotes for any product
Which insurer or policy you should buy
Personal entitlement to CPP-D or EI without your contribution history