The Insurance Beast blog

Plain-language takes on Canadian insurance — the traps, the math, and the numbers when they change. Two posts a month, no filler.

• Jul 15, 2026Featured

  Welcome to The Insurance Beast

  Why we built a free Canadian insurance site that never sells you a policy — and what it can do for you.

• Jul 14, 2026Featured

  Your group LTD probably isn't what you think

  Three quiet features of workplace disability coverage that leave Canadians far more exposed than they realize.

• Jul 13, 2026Featured

  The 2026 insurance numbers every Canadian should know

  CPP Disability, EI sickness, Assuris and PACICC limits — the current figures, sourced and dated.

• Jul 11, 2026

  Mortgage life insurance vs term: the math

  The bank's mortgage insurance shrinks while the premium stays flat. Here's why personal term usually wins.

• Jul 9, 2026

  What your provincial health plan actually pays when you're abroad

  OHIP, MSP, RAMQ and the rest cover almost nothing outside Canada. Here's the gap — and the clause that voids claims.

• Jul 7, 2026

  The condo deductible time bomb

  Condo corporation deductibles have climbed into six figures. Here's the coverage that stops it from becoming your bill.